The fact is; out of your paycheck, you have to pay the bills involved in daily living ... electric bill, telephone bill, water bill, rent or mortgage bill, credit card bills, cable TV bill, internet bill.
Bills Bills Bills Bills Bills
With all the bills;
how do you know if you can afford to buy food ?
Is there any money left over for the things you want ?
That's what The Automatic Budgeting System (TABS) is all about.
TABS, AUTOMATICALLY separates your money into different piles so that you know how much is going to bills, debts, savings, and your daily living. TABS does this AUTOMATICALLY so there's very little for you to do.
NO DAILY UPDATING of 'envelopes' or 'jars' with what you've spent.
Nobody likes budgeting. That's why our system does it for you ... Automatically. Our worksheet does all the math for you. You start with your current finances. Not some dreamed up budget that you couldn't possibly live by. TABS quickly and easily shows where your money IS going, and lets you decide, if any changes are needed. TABS breaks your finances into several sections that are easily defined. Some other systems would have you divide your debts into long term and short term debts. Well where do you draw a line between the two? A credit card with $10,000 due could be either, all depending on -how- you pay it off.
Basically, The Automatic Budgeting System (TABS) pre-allocates part of your income for those items that you know you're going to have to pay. It then tells you how much is left over for you to spend on whatever items you want. You have the security of knowing, that the money WILL BE THERE to pay the electric bill. You have the confidence to spend, because you know that all other bills have been taken care of. (See Note 1)
With TABS, you CAN'T ACCIDENTALLY spend more than you should. If you absolutely have to, you can dip into the reserved funds. But knowing that making a dip, will cause future bill pay troubles, should stop you from taking the dip.
With your money pre-allocated; you'll be able to pay your bills the day they arrive. No more waiting for the next payday. No more late fees. No more dings on your credit report. A better credit rating also means lower interest rates on loans. (See Note 2) Lower interest rates means more savings, or more spending money.
The bottom line is ... it's your money. Are you going to continue letting money control you? OR; are you going to start controlling your money? Take command of your finances today. Complete instructions for The Automatic Budgeting System (TABS) and our Easy Budget Worksheet are included. You can't afford to pass up this great offer. Download them NOW!
Get the complete TABS system ... NOW !
The full system includes Money 101, 102 & 103
as our FREE gift to you.
That's a $49 value ... FREE !
At least do the hard part TODAY ... an EASY Worksheet ... FREE !
It's the ultimate personal finance CONTROL system available!
Incredibly easy to use.
No financial services to hire.
No jars or envelopes to maintain.
No software to install and maintain.
Best of all ... NO MONTHLY FEES !
NOTE 1:
Due to the timing of annual bills due dates, and when you start The Automatic Budgeting System(TABS), you could possibly still have some trouble paying the annual bills during the first year.
Example: If you start using TABS this month, there is no way that the system will have saved enough money to pay an annual bill that is due in just a few months. However, at least part of it will be there. If you continue following our system ... next year, all of it will be there.
In any case, the monthly bills will be covered ... AND you'll also have the money to make monthly payments on those annual bills. Eventually you'll be able to pay the balance before a year is up.
NOTE 2:
Lower interest rates require a higher credit score. This takes time to acquire and even then you have to ask for the lower rates. After four months or more of on-time payment history, you may be able to start requesting a lower interest rate on your loans. Sometimes this also requires refinancing the loan. Careful, refinancing usually has other charges that can make it a bad deal. However, if the change of interest is large enough to cover those fees and more; then it's probably a good thing to do.
